Federal Deposit Insurance Corporation
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Federal Deposit Insurance Corporation
The FDIC is a major source of data and research on the U.S. banking industry, which it uses to inform its supervision and analysis. The agency also makes much of this data publicly available to promote transparency and assist researchers, policymakers, and the public.
Key FDIC data programs and resources:
| • | Call Reports (Consolidated Reports of Condition and Income): Banks and savings institutions are required to file these detailed financial statements with the Federal Financial Institutions Examination Council (FFIEC) on a quarterly basis. Call Reports provide a wealth of data on a bank's assets, liabilities, income, and expenses. The FDIC, along with other federal bank regulators, uses this data for supervision and analysis. The data is also made available to the public. |
| • | Summary of Deposits (SOD): This is an annual survey of deposits collected from all FDIC-insured institutions. It provides a detailed breakdown of deposit balances for each of a bank's branches, allowing for analysis of deposit market share within specific geographic areas (states, counties, cities, and even ZIP codes). |
| • | Quarterly Banking Profile: The FDIC publishes this comprehensive report every quarter, providing a summary of the financial performance and condition of all FDIC-insured institutions. It includes analysis, graphs, and statistical tables on key industry trends, such as profitability, loan and deposit activity, and asset quality. |
| • | BankFind Suite: This is a suite of online tools that allows users to search the FDIC's data records. With BankFind Suite, you can: |
| o | Find a specific bank or branch and see its history, including mergers and acquisitions. |
| o | Access detailed financial reports for individual institutions. |
| o | Run reports on deposit market share within specific geographic markets. |
| o | Find data on bank failures and assistance transactions from 1934 to the present. |
| • | National Survey of Unbanked and Underbanked Households: The FDIC conducts this survey every two years in partnership with the U.S. Census Bureau. It gathers data on the percentage of U.S. households that do not use traditional banking services, providing insights into financial inclusion and consumer behavior. |
| • | Research and Analysis: The FDIC's Division of Insurance and Research publishes a wide range of research, including working papers, economic analyses, and studies on topics like community banking and consumer behavior. These resources are an important part of the agency's mission to promote a better understanding of the banking industry. |
The FDIC also offers bulk data downloads and an API (Application Programming Interface) for those who want to access and analyze the data programmatically. The agency is committed to "Open Data" principles, making high-value datasets available in machine-readable formats to support a wide range of users.